Hajj Prep Course Session 2 - Sayed Saleh Qazwini

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[0:01]Alhamdulillah.

[0:03]Next slide please.

[0:15]Alhamdulillah.

[0:16]Okay.

[0:17]So we in the previous session we discussed the about the H

[0:22]generally about the H and we talked about the woo and theul

[0:27]because andul are a part of the you need to be in

[0:29]the state of to do you need to be in the state

[0:33]of meaning if there is anything that happened to you that requires

[0:37]you cannot enter into if you need to do a person or

[0:47]a lady that is or a lady that is on her um

[0:49]depending on where she is um she cannot enter into or into

[0:57]these are these are very important rules that limit where you enter

[1:02]and how you enter and um you can't do while not in

[1:09]the state of orul.

[1:07]So this is um woo andul and we discussed in the last

[1:15]session prayer.

[1:13]Now we want to go to the next points that we are

[1:19]going to discuss and that is understanding and follow your prepare an

[1:24]Islamic will and I've I've sent out um the Islamic will and

[1:29]we're going to share it.

[1:29]Can we please share it on the on the group as well

[1:33]when I talk about it?

[1:33]And then um we're paying out our outstanding religious dues and seeking

[1:37]forgiveness from others.

[1:39]And then if we had time, we're going to talk about Medina

[1:41]when we enter into Medina.

[1:42]So inshallah we will begin with that.

[1:45]First of all to do the Hajj or to do any act

[1:49]of worship.

[1:50]Next, yes to do any act of worship, you want to make

[1:56]sure that you are worshiping the way Allah subhanahu wa ta'ala has

[2:00]commanded you to worship.

[2:00]Right?

[2:01]Because worship is what God is asking me to do, not what

[2:06]I want to do.

[2:06]Llan, he told Allah, I will worship you, but not the way

[2:10]that you want.

[2:11]Let me pray however I want.

[2:13]I don't want to bow to Adam.

[2:15]Allah tells him, worship me the way I want, not the way

[2:19]that you want.

[2:21]Can I come and say, for example, prayers, four and prayers, too,

[2:25]and this and that.

[2:27]No, we do it.

[2:26]It's and a lot of the Hajj has to do with what

[2:31]is meaning they tell you do walk between Saf and Marwa.

[2:35]I say it doesn't make sense to me to walk between Saf

[2:41]and Marwa.

[2:39]This is this is worship.

[2:42]This is it makes sense to you to believe in God.

[2:44]Now that you've believed in God and you've submitted to God, now

[2:48]you have to do that which Allah subhanahu wa ta'ala has commanded

[2:52]you to do.

[2:54]So in order to do our Ibada correctly, I need to make

[2:57]sure that I'm doing everything in the right way in the way

[3:02]that it's supposed to be.

[3:02]So what do what are my options?

[3:04]My options here, one is I go and I become an expert

[3:11]in Islamic law.

[3:13]I go, I study for 10, 20, 30 years in the ha.

[3:19]I become an expert in Quran, in Arabic, in hadith, in the

[3:22]chains of narrations, and the history of Islam.

[3:25]And then you say this is the way that you do things.

[3:30]That's it.

[3:28]You became an expert.

[3:31]The the person who's reached that level of knowledge, this person does

[3:34]not do because they have already reached their own conviction.

[3:39]That's one.

[3:39]Second option is to perform precaution in all matters.

[3:45]all matters you take the path of so for example someone says

[3:51]today is tomorrow is the other person says no tomorrow is Ramadan

[3:55]here you have to fast but you have to do something in

[3:59]a way where you're not breaking the rules you have to know

[4:01]the the laws of Islam you have to always take someone says

[4:05]one says this is halal another says this is haram you have

[4:07]to always take the precautionary route you stay away from something because

[4:11]that's the precautionary route and this requires a level of knowledge The

[4:15]third option which is the easiest and the most simple of answers

[4:20]is and it's common sense and that is that you follow an

[4:23]expert not following an expert in in belief the belief in God

[4:29]the belief in the prophet the belief in the imams all of

[4:32]this we we don't um we are not required to to to

[4:37]follow we can't follow anyone I have to have conviction in matters

[4:40]of faith but in matters of meaning zak all of these things.

[4:47]I'm not an expert in Islamic law.

[4:48]So I come and I I resort to the expert.

[4:50]The same way if I have a health issue, who do I

[4:54]go to?

[4:55]I go to the doctor.

[4:55]If I want to build, I go to the engineer.

[4:57]If I want to anything in life, common sense tells us you

[5:02]go to the experts in that field.

[5:03]And this is exactly what we are doing.

[5:06]So you have to have a merger.

[5:07]Some people they come and they say I want to go to

[5:12]Hajj but I don't have a you have to pick a meaning

[5:13]a scholar that you follow who can I follow one of the

[5:19]known as long as there are two two experts in the field

[5:24]two of those who have reached some level of knowledge they don't

[5:28]have to be but someone who is on the way to they

[5:34]tell you I trust this person as a you could follow this

[5:37]person as then that would be safe enough for you to follow

[5:40]this person.

[5:42]So you follow someone who is who you believe is the most

[5:44]knowledgeable.

[5:45]Someone who two just witnesses they come and they say I trust

[5:48]that this person is a mush.

[5:54]And something very important follow someone who you could actually access their

[5:57]rules.

[5:58]Maybe someone is the most knowledgeable but I have no access to

[6:00]this person.

[6:02]How's this person going to help me?

[6:04]You follow someone who you have access to this person's rules and

[6:11]and the known names of the maraj right now they are known

[6:14]you know you know them and you you're following them as long

[6:19]as you're following one of these maraj and Islamic laws if there

[6:23]are issues you're not sure tell me who your is I will

[6:29]tell you what are the in the most of the are similar

[6:30]most of the are the same.

[6:33]However, there are some issues.

[6:38]There are some issues.

[6:38]For example, when we are wearing our for the first time, when

[6:42]we are wearing our for the first time, we're going to be

[6:48]in Medina going to Mecca.

[6:48]Now, one of the one of the things that a person should

[6:54]not do during the is the men should not travel while being

[6:57]covered.

[7:00]So for example different and then here regarding this issue all the

[7:07]maraj they say during the day during the day if the men

[7:09]are traveling while their head is covered meaning you entered into a

[7:15]bus you entered into a a room or a car that is

[7:17]moving all the they say for the men during the day if

[7:22]we're traveling while our head is covered what do we have to

[7:24]do we give a kaf kaf means slaughter own sheep these poor

[7:32]sheep Allah you know but the so what do we do some

[7:39]scholars some scholars like right now sayistani for example say they say

[7:46]you're allowed to travel at night because the whole reason why why

[7:51]you're not traveling during the day is because you're not supposed to

[7:56]protect yourself from the sun at night there's no sun so They

[7:58]come and they say you're allowed to travel at night and if

[8:03]you travel at night then you won't be needing to give a

[8:06]kafar.

[8:06]Now for the women they could travel during the day covered or

[8:08]at night covered there's no issue.

[8:10]This is only an issue that has to do with the men

[8:13]because the men they can't cover their head as well.

[8:16]you have to remove any head cover during the state of so

[8:20]um but there are some scholars like for example koi say ki

[8:27]I don't know if anyone still follows koi there were there were

[8:29]he was the he was the teacher of most of the current

[8:32]living mara right now he used to say travel at night or

[8:37]during the day that's it you can't there's there's no there's kafar

[8:40]um you you cannot be covered you cannot be your head cannot

[8:45]not be covered.

[8:46]Sayani and the others they say as long as it's not raining.

[8:52]So the man you need to pray it doesn't rain at night.

[8:56]If it rains at night that's it.

[8:57]If it begins to rain on us whether we're in the train

[8:59]or in the bus then we have to give kaf the men.

[9:04]So this is why because of this issue we're going to try

[9:11]to do our travel from Medina to Mecca and our when at

[9:15]night.

[9:16]So only a few people who follow some of the maybe some

[9:22]of the they say no regardless day or night you have to

[9:24]give kafar but the majority of the men will not have to

[9:28]give kaf.

[9:29]So this is one issue where tapl matters.

[9:29]You need to know who you follow in this issue.

[9:31]Another issue is the shaving of the head.

[9:38]Some scholars they say it is u meaning it's your choice the

[9:46]man it's your choice whether you want to shave or you don't

[9:50]want to shave.

[9:54]Um, for example, sadlah says this um um one says it's encouraged

[9:58]to do to do the shaving but if you can't then no

[10:04]you could just you could just trim it that is that is

[10:06]sufficient he says with a blade you need to go with the

[10:12]blade so there's no there's no excuse so but then if they

[10:15]say for example if one says meaning He's not giving a fatwa

[10:22]in this.

[10:21]He's saying I if you want to follow me then this is

[10:25]what I'm telling you.

[10:25]But I say then you could follow another who says um you

[10:31]you don't have to.

[10:31]So these are some of the issues they will come up.

[10:35]I will let you know I will let you know if this

[10:39]is an issue that it matters who you follow in this in

[10:43]this issue.

[10:42]So that everyone is doing their Hajj based on their mar and

[10:48]what their maraj have basically instructed.

[10:50]Is this clear?

[10:52]Okay.

[10:52]We'll go to the next slide please.

[10:57]Now my dear brothers and sisters the next point is the will.

[11:06]Now is writing a will waj?

[11:09]Writing a will is not waj but it is highly recommended in

[11:16]general.

[11:18]In general Allah subhana wa tala says here the scholars they say

[11:29]because it says this is something that the does this is something

[11:35]that a god-fearing person does.

[11:36]They say it's this is an indicator that this is not waj

[11:41]because if it was waj it would have said every Muslim has

[11:44]to do it.

[11:46]But this is saying this is a sign of a gesture of

[11:47]im and closeness to Allah subhana wa ta'ala to do this.

[11:52]In the past when people used to travel on long trips they

[11:56]used to do a wasah a will because you don't know what's

[12:01]going to happen.

[12:00]you're going and maybe it's not safe and the Hajj in the

[12:05]past people used to go and come back six months later, come

[12:07]back three months later.

[12:10]Hajj was a long journey.

[12:11]Now, alhamdulillah, Haj is safe and people go and come and travel

[12:18]has become a lot easier right now than in the past.

[12:20]But still, generally, it is good to write a will.

[12:24]It's good to write a will in general regardless of going to

[12:26]Hajj or not going to Hajj.

[12:31]So what do you do in the will?

[12:34]In the will, you have to basically take care of your personal

[12:37]affairs.

[12:38]Basically, it's the last paper, the last document that you're leaving behind.

[12:43]When I leave this life, what am I going to leave behind?

[12:47]I need to leave behind.

[12:47]And then a lot of us when we leave, we have unfinished

[12:49]business, right?

[12:51]I have unfinished business with people.

[12:54]Maybe I borrowed money from someone.

[12:56]Maybe I hurt someone.

[12:57]Maybe I did something.

[12:59]Maybe I have unfinished business with God.

[13:02]And then it's also good to leave behind a document saying what

[13:05]your beliefs, what your faith was, what your principles were in this

[13:09]life.

[13:10]So this is what the will does.

[13:12]So what do you write in an Islamic will?

[13:15]In a will, there are several things that we write.

[13:19]One of them is the testament of faith.

[13:22]You could go to the next slide, please.

[13:25]The testament of faith.

[13:26]Meaning you write your what your iman is, what your faith, what

[13:29]you believe in.

[13:30]So that when someone dies, they come and they say, "No, this

[13:33]person believed in God and the prophet and the and the and

[13:37]the imams of the al of this this person believed in." This

[13:40]is one second and you see that testament of faith.

[13:44]Allah subhana t describes that this is what the prophets did.

[13:49]Allah says when when it was time for his death, he gathered

[13:52]his children and he tells them who do you worship?

[13:56]He was trying to remind them and reaffirm his faith.

[13:57]And this is why it's mustab to do the shahada before you

[14:02]die because that is you declaring your faith and and publicly what

[14:06]you believe in.

[14:07]And the hadith says the one who says the shahada before they

[14:10]die, this person enters paradise.

[14:13]So uh second, you write down anything that you owed.

[14:17]Maybe I borrowed money from someone.

[14:19]Maybe I hit someone.

[14:21]Maybe I hurt someone.

[14:22]Now I have to give this person blood money.

[14:25]Maybe I have wronged someone.

[14:26]I have to make sure that I clear my affairs with everyone.

[14:30]And this is why we see a lot of people before they

[14:32]leave to Hajj, they call up their friends and they tell them

[14:35]because this is you're going to get a clean slate when you

[14:37]come back.

[14:38]When you come back, you're going to be as if you were

[14:43]a newborn.

[14:41]So maybe Allah subhana wa ta'ala says, "I will forgive you for

[14:45]what you have done, but you hurt this person and that person.

[14:50]go deal your affairs with with these people.

[14:54]So this is something that we have to um sort out and

[14:56]in the will that is where we write it.

[14:59]Um third you write anything that you owed maybe you owed something

[15:06]to God.

[15:07]So the first is anything that you owed to others.

[15:08]Now what I what did I owe to Allah subhana wa ta'ala?

[15:12]Have I done all my prayers?

[15:12]If I have not I need to write it down.

[15:15]Have I missed any fasting?

[15:16]If I have not, I need to write it down.

[15:19]Have I not gone to Hajj?

[15:23]If I don't go to Hajj and I'm able to go to

[15:24]Hajj, it's haram.

[15:26]Allah is going to hold me accountable for it.

[15:29]And this is why some people they give meaning they are unable

[15:32]to go or they died and they were unable to go or

[15:36]they didn't go and became waj on them.

[15:38]Then you have to give nyaba.

[15:39]You have to send someone to go on your behalf.

[15:43]This is something that is waj.

[15:44]And we mentioned the hadith last week of he says if a

[15:50]person was able to go and does not then Allah subhana wa

[15:53]ta'ala tells this person choose where do you want to be with

[15:58]the Christians or the Jews.

[15:57]So this is why if someone has not gone or you have

[16:02]a loved person that died and they had not gone send someone

[16:04]to go naba on their behalf.

[16:08]This is something that is very important.

[16:11]You could go on behalf of someone that has not gone to

[16:13]Hajj before.

[16:14]This is if you have done the Hajj for yourself.

[16:18]If you're financially capable, you have to do Hajj for yourself and

[16:21]then you go on behalf of another person.

[16:24]And then another very important point that we put in our will

[16:28]is the distribution of assets, the distribution of our wealth.

[16:31]Our whole life we accumulate wealth and then the moment we die

[16:38]we separate from all of that.

[16:38]Okay.

[16:39]How do I want this wealth to be dispersed?

[16:43]How do I want these assets to be divided?

[16:46]So in Islam there are rules and that is that 2/3 2/3

[16:52]of everything that you leave behind twothirds of your assets they are

[16:57]divided according to the laws of Islam that are mentioned in the

[17:03]Quran.

[17:04]You have children.

[17:06]The boy takes double.

[17:06]The girl.

[17:08]You the parents, they take one sixth.

[17:10]The wife, if if she has a child, she takes 1/8.

[17:14]If she does not have a child, she takes 1/4.

[17:18]The husband, if he has a child, um he takes 1/4.

[17:21]If he does not have a child, he takes 1/2.

[17:24]These are all rules that are mentioned very clearly in the Quran.

[17:27]And there's no difference between Sunnis and Shia regarding this.

[17:31]And that's regarding 2/3 of our assets.

[17:34]However, onethird of your assets that you leave behind.

[17:38]And when I say assets, I mean your stocks, I mean the

[17:40]liquid assets, I mean the the anything that you have, your property,

[17:45]whatever it is, one-third you could do with it whatever you want.

[17:52]You could give it to one person.

[17:54]You could do that.

[17:54]You could make up some people they say, for example, I have

[17:59]a son and a daughter.

[17:59]my daughter because the Quran says she takes half of what the

[18:05]boy takes.

[18:03]So I want to make up for the girl so I could

[18:07]give her more from the share of the one-third.

[18:10]And one thing that is highly recommended to do is to leave

[18:15]behind leave behind a ongoing charity a charity that is continuous.

[18:22]When I die that's it my finish.

[18:23]I can't get up and pray anymore.

[18:25]I can't fast.

[18:26]I can't do anything.

[18:26]Let my money work on my behalf.

[18:29]Let my money continue doing something.

[18:31]So for example, helping a masjid for example, building a masjid, being

[18:36]involved, having one share in a masjid or building a school, helping

[18:40]orphans, helping a hospital, putting a water, you know, uh just a

[18:46]place where people can drink.

[18:47]These are all considered.

[18:48]And anyone who benefits from this masjid or this school or this

[18:52]hospital or whatever it is, even when I'm 500 years dead in

[18:58]my grave, I still get I still get reward from all of

[19:03]that.

[19:00]This is what is meaning a continuous charity.

[19:04]So this is something that you could do in your uh one-/ird.

[19:09]But if you don't write anything in the 1/3, then the whole

[19:13]money is just divided based on the rules of the Quran the

[19:18]the between the the laws of inheritance.

[19:20]So you could choose up to one/3 or even less than one/3.

[19:23]You could choose 1/8 one/10enth to do a good deed with but

[19:26]you could you have all the way up to one/ird to do

[19:29]a good deed with it and the rest could be divided within

[19:34]the assets.

[19:33]Of course, it's also good to give the good.

[19:37]If you're planning planning on giving doing something good, give it during

[19:40]your life before you die.

[19:41]The prophet sallallahu alaihi wasallam, he went a man from the Ansar

[19:47]passed away from the Muslims.

[19:49]So his children, they came and they brought to the man had

[19:52]distributed his assets.

[19:54]He had left a portion of his assets to be donated as

[19:57]charity.

[19:58]So came in a in a barn or a container like a

[20:03]place that had dates in and there was there were dates they

[20:07]were collecting.

[20:06]They were putting them in bags.

[20:08]There was one last one on the ground.

[20:10]Allah picked it up and he told his family he told them

[20:18]if he had given this much this one date during his life

[20:22]the reward is greater than all of that that he gave after

[20:26]his death.

[20:26]Because what's the value of money when we die?

[20:29]When I die, money has no value to me.

[20:31]Giving, the test of iman is giving during your life, not giving

[20:34]after your death.

[20:36]But it's still a good way, a good cause, and something good

[20:40]to do.

[20:39]So my dear brothers and sisters, who does not have this?

[20:44]We distributed this.

[20:43]Okay.

[20:44]Can we um can we please distribute them to those who don't

[20:49]have?

[20:50]Yes, it's it's up here.

[20:50]And can you also send it on the WhatsApp group, please?

[20:55]Yes.

[20:56]Yes, sister.

[21:00]Yes.

[21:01]Sponsoring an orphan is sodak.

[21:03]You're teaching someone.

[21:07]You're helping someone.

[21:05]This is all a type of sodak.

[21:11]You could write it in the will.

[21:14]You could write it in the will.

[21:16]For example, when I die, take a portion of my money up

[21:18]to one/3 and sponsor orphans with it and build masjids and do

[21:23]this and do that.

[21:24]You could do all of that up to one/3 more than one

[21:27]third.

[21:27]We can't I can't come and donate all my money to the

[21:29]because then I will be doing injustice to my children and to

[21:34]my family.

[21:33]So and there was a man during the life of the prophet.

[21:39]One day he came and he saw these kids they were begging

[21:42]in the street and their father was rich.

[21:44]Allah saw and he tells he tells the Muslims why are these

[21:50]kids begging in the street?

[21:52]They the Muslims they tell him this man um this person their

[21:56]father was their father was wealthy but he gave all of his

[22:03]money inoolah says if I had known I would not have allowed

[22:04]him to be buried in a Muslim cemetery look how strong that

[22:10]is that means be balanced in your life have for yourself have

[22:13]for your family twothirds but then give a little for your as

[22:17]well so my dear brothers and sisters this is the sample will

[22:19]was it This is the sample will you could look at it.

[22:24]It begins with the declaration of faith.

[22:24]You say for example who you believe in the the the the

[22:28]the prophet the imams of the you believe in the this is

[22:34]a testament.

[22:36]This is a sample.

[22:35]You could fill this in or you could find you could write

[22:40]it on your own as well.

[22:40]But this is just a sample.

[22:41]You put in your name, your date of birth, your place of

[22:45]birth, your address so that people know.

[22:46]This could even become a legal document if you have two witnesses.

[22:48]I looked this up.

[22:50]If you have two witnesses, this could be a legal document.

[22:53]The children could go to the court and they could um this

[22:58]could be used in court if you have two witnesses in Michigan.

[23:01]Um so then you need to assign a wasi meaning an executor

[23:06]of the will because when I die, I won't be able to

[23:08]carry out these things.

[23:10]I have to appoint someone.

[23:12]You appoint that person.

[23:12]It says for example where I want to be buried in Islamic

[23:18]Islamic funeral.

[23:18]You put the name of the executor, an alternate executive, for example,

[23:23]maybe if this person had passed away.

[23:26]Now you pick someone else and then um you put your funeral

[23:29]and for example where you want to be buried.

[23:33]This is also something important to write down.

[23:37]And then here number five, you put your religious obligations that you've

[23:40]missed.

[23:40]And this is very important my dear brothers and sisters.

[23:44]If I have missed salah, I need to write it down.

[23:46]If I have missed fasting, I need to write it down.

[23:52]There's about two every year.

[23:55]Two every year.

[23:55]A lot of us, we don't know about them.

[23:58]This should be written down.

[23:58]Um yours and your zakat debts to individuals, write all of that

[24:05]down.

[24:06]And if it has not been done, it should be written down

[24:10]in the And then also number six, you write the one-/ird.

[24:13]what do you want the one-/ird to be to how you want

[24:18]it to be spent and then um number seven distributing distribution of

[24:23]the remaining assets based on the Islamic laws.

[24:24]So this is a sample will that we have shared and you

[24:29]could use this or you could use any type of will but

[24:35]this is this is um the the rules that we have.

[24:36]Any questions regarding the will my dear brothers and sisters?

[24:40]Yes.

[24:49]So if you have ownership of it then someone's going to inher

[24:57]something has to be owned by one person.

[24:59]You can't two people can't own the same thing because one person

[25:02]is responsible for it.

[25:04]Now you might have an agreement with your husband for example that

[25:07]you if anything happens to me you I'm giving this to you

[25:10]for example or you give it to them in their life or

[25:14]he gives it to you during his life but the moment I

[25:18]die all of my assets they automatically transfer to individuals that the

[25:22]Quran has stated there's people that have a h so it transfers

[25:25]so I know a lot of people they say my money and

[25:30]his money they're all the same and things like that but this

[25:33]creates a lot of complication when it comes to homes when it

[25:38]comes to inheritance when it comes to Islamic laws.

[25:40]It's good to kind of have Yes, you could have your money

[25:44]in the same bank account, but you need to kind of have

[25:48]a general idea.

[25:47]Okay, onethird of it is mine or or we or we decide

[25:52]for example, you and your husband could decide half of the money

[25:55]in the account is mine and half of the money is yours.

[25:59]It always remains half 50/50.

[25:59]So, you could you could rem you could decide that.

[26:04]But if something were to happen to one person then that for

[26:09]example you have parents and and your husband has parents.

[26:14]So the parents also inherit.

[26:14]So you don't they don't they wouldn't inherit all of the money

[26:17]because only their son for example something happened.

[26:20]So they would they would only inherit the portion that belongs to

[26:24]their son.

[26:25]So that's why it's very important to kind of yes I know

[26:30]a shared bank account a lot is very common but to kind

[26:33]of have a line where you kind of know where whose money

[26:39]is where.

[26:37]Yes.

[26:39]Hajj.

[27:00]So you need to what you need to do is tell your

[27:03]trust tell the lawyer who who wrote the trust for you to

[27:08]apply the laws of Islam in the trust and they do that

[27:10]especially with regards to the 2/3.

[27:13]Now with the one-/ird that could be given however you want it

[27:19]to be given.

[27:18]Um but by by laws of Islam for example the children inherit

[27:24]more than the spouse but laws in America come and say that

[27:26]the spouse inherits more.

[27:29]This the all the money goes automatically to the spouse.

[27:31]Yeah.

[27:31]So by laws of Islam your ch your spouse has a share.

[27:38]The spouse has a a share that is very clear.

[27:41]Before they touch anything in the money, they come and they take

[27:43]out the spouse of the the the the money that belongs to

[27:48]the spouse.

[27:46]For example, I said if there are children, the spouse inherits 1/8.

[27:52]If there's no children, the spouse inherits 1/4.

[27:53]But then once they take out the spouse's share, then they if

[27:59]your parents are alive, they would also take out your parents one

[28:03]sixth.

[28:04]The Quran says they take that out and then the money all

[28:06]of that that is remaining goes to the children.

[28:11]The the the man inherit the the boy inherits double the girl.

[28:18]Yes, brother.

[28:22]Yes.

[28:29]Yes.

[28:30]So someone can decline like once once it comes to them they

[28:36]come after the person passes away they come and they sign or

[28:38]they come and they say I don't want my sh that's they

[28:43]could do that but the moment I die my money has already

[28:45]transferred it's not like oh let's choose whether we want to give

[28:49]this person or not my money transfers the moment I die in

[28:53]fact the moment a person the scholars say the moment a person

[28:56]becomes ill becomes sick where they know that this person is going

[29:03]to die as a result of this.

[29:06]This person becomes meaning this person is unable to deal with the

[29:09]two/3s of their money anymore.

[29:12]After Yes.

[29:15]No.

[29:16]After because we don't know who dies first.

[29:19]So, and the Quran says the the in the verses the Quran

[29:24]says you don't know who benefits who.

[29:25]You that maybe the parents leave to the children.

[29:29]Maybe the children end up leaving to the parents.

[29:30]So it's there's always these rules.

[29:35]Yes, sister.

[29:45]financial support while remain so she uses her her children's money to

[29:53]raise them.

[29:56]Oh yeah they they have the money they if their father dies

[30:00]they have the money she uses that money in their favor in

[30:05]a way that will raise them.

[30:07]No, she as as long as she's using it on them, she's

[30:11]using it in a responsible way for them, then there's nothing wrong

[30:14]with that.

[30:16]Yes, sister.

[30:23]So, that one the when you when you take it.

[30:30]Yes.

[30:31]But when you when it's given to you, when it's given to

[30:35]you, that's when you're able to pay the now you don't have

[30:38]it.

[30:39]Yes.

[30:39]Yes, sister.

[30:51]No, that could be taken out of your money.

[30:54]The like the deceased person, they could take it out of their

[30:59]p their money.

[31:15]It's included in in the share of the one or you you

[31:20]use whatever you need whatever you need to use on the expenses

[31:22]of this person and then whatever is left then you you could

[31:27]come and you could come and use it.

[31:32]Is it clear?

[31:45]The funeral cost is a necessary cost that needs to come out

[31:49]of the money.

[31:50]It comes out of the the deceased person's money and then they

[31:54]come and they say divide it up into Yes.

[31:59]remaining.

[32:01]Yes.

[31:57]Yes.

[31:58]Yes.

[31:59]Yes.

[32:00]As long as you have 2/3 two the h of the the

[32:05]h of the like right now I could write in my will

[32:10]take out 10,000 for my funeral take out 20,000 give this person

[32:14]this is as long as it's within the one/3 I could write

[32:18]it in my will and then the two I can't write more

[32:20]than one/ird I can't for example come and say spend all of

[32:24]my money on my funeral I can't do that I could only

[32:31]use up to one/3 Yes.

[32:30]Yes, brother.

[32:36]So if you own you only the share that you own only

[32:42]the part you have a partner in your business who owns what?

[32:47]You own one/3 he owns the rest.

[32:49]You own half.

[32:51]He owns half.

[32:50]Only the part that you own.

[32:52]So thes we're going on to thes right now, but let me

[32:56]just read some of the questions that are here.

[32:59]Um how about someone has kids but he would rather donate all

[33:02]of his wealth rather than leave for his kids.

[33:05]Why are your what are your thoughts on this?

[33:08]So no um you cannot deprive your kids.

[33:11]You you leave 2/3 to your kids other than the two/3s then

[33:14]you could do good deeds with it.

[33:15]Even with giving you have to be you have to be balanced.

[33:19]You can't just come and give all your money to you have

[33:21]responsibilities with your money.

[33:25]Where can we do the will?

[33:26]So, we sent the will in the WhatsApp group.

[33:29]If anyone would like um more help, you could reach out to

[33:31]me.

[33:32]You could message me and we could go over it if there's

[33:35]more details that you would like to go over.

[33:38]What if someone doesn't know exactly how much prayers he missed?

[33:41]How much would he have to make up?

[33:44]So, you estimate.

[33:46]So, this for example, I I What are you certain of?

[33:48]Someone might come and say, I am certain that I missed two

[33:53]months of prayer, but I'm not Maybe it's 3 months.

[33:54]I'm not sure.

[33:55]So here you come and you write two months because I'm only

[33:57]certain with the two months.

[34:00]I'm not certain with the third month.

[34:02]So you only write what you're certain.

[34:04]Same with the fasting.

[34:05]Same with everything.

[34:05]That which you're certain of.

[34:08]So someone might come and say I became balik at this age

[34:11]and I remember I know for a fact that I was not

[34:15]praying the first two three years, the first two years.

[34:17]But maybe the third year I started praying.

[34:19]Okay.

[34:19]Then you know for a fact two years you write two years.

[34:24]That's it.

[34:22]That's the That's the what you write.

[34:25]By the way, when we write this down, this doesn't mean that

[34:28]okay, I'm going to write it down and someone's just going to

[34:31]come.

[34:31]I have to try to make it up before I die.

[34:35]If I didn't and I I keep subtracting and then if I

[34:37]didn't, they take from my one-third.

[34:40]They can't they don't need to take from the 2/3.

[34:43]They take from the one-/3.

[34:45]And if the one-/3 finished, and a lot of times if people

[34:47]didn't care for their prayer, their kids might not care for their

[34:50]prayer either.

[34:51]they're not going to come and give that money to someone else.

[34:54]So worry about yourself before anyone else because probably if you did

[34:59]not care for yourself, your kids are not going to care for

[35:03]you.

[35:04]This is the rule of life.

[35:04]So that's why every person should be worried and concerned about themselves.

[35:08]Okay.

[35:09]Um by boy, double the girl.

[35:12]This is the rule in the Quran.

[35:15]the willpaper that you have that's legally binding in Michigan.

[35:18]Do you know if it's um binding in California?

[35:21]I'm not sure.

[35:21]This is in general.

[35:23]This is a general Islamic will.

[35:25]You could check with a lawyer or someone.

[35:28]If someone is a reaver became a Muslim, can they leave inheritance

[35:31]for their non-Muslim agnostic kids?

[35:34]So the non-Muslim does not inherit from a Muslim.

[35:39]This is one of the rules.

[35:40]But unless someone wants to give, someone wants to give in their

[35:48]life, they could give.

[35:47]But before that, um after after death, there's there's no inheritance.

[35:52]But before you could come and give whoever you like.

[35:58]Okay.

[35:59]So um yes, sister.

[36:08]So I looked it up.

[36:11]Um, it says it's better if it's notorized.

[36:13]You want it to be because the more the stronger you want

[36:16]it to be in a probate court then even for example some

[36:21]examples they say put your passport number so that they know this

[36:24]is you.

[36:25]There's a bunch of for example you know this person we have

[36:28]like how many Muhammad Hammuds in our in our group right we

[36:33]have like three of them I think.

[36:34]So and and so so you want to make sure that it

[36:40]is um it is the right person and the if it's notorized

[36:42]then this will make your case stronger.

[36:44]Yes.

[36:45]Yeah.

[36:45]You could take that.

[36:47]You don't need to take it to Hajj.

[36:49]You you could fill it out and leave it here with someone

[36:50]trusted.

[36:51]Yes.

[36:52]So now my dear brothers and sisters, we're moving on to another

[36:55]issue and that is paying out the religious dues.

[36:59]Remember we talked about the Hajj.

[37:01]We said the Hajj Who for who?

[37:08]The one that could afford the Hajj.

[37:11]If I have loans, I can't afford the Hajj.

[37:14]If I have debt, I can't afford the Hajj.

[37:17]Now, maybe I don't have debt to people.

[37:20]But who do I have debt to?

[37:26]To Allah.

[37:24]I have debt to God.

[37:28]I have to pay.

[37:28]I have not paid.

[37:31]So now I'm med.

[37:33]So does all my money belong to me?

[37:36]No.

[37:34]Because a portion of my money belongs to Allah subhana t.

[37:38]I haven't given it.

[37:40]It belongs to the imam.

[37:41]It needs zakat needs to paid for it.

[37:44]Uh needs to be paid on it.

[37:45]And I have not paid.

[37:48]So we're going to talk about the loan next slide.

[37:49]Inshallah I'm going to talk about if you have a loan how

[37:52]you could make it work where you go to hajj because that

[37:53]is also an issue if you have a mortgage.

[37:56]But um I'm talking about right now dues that are are waj

[38:01]on us and from amongst the waj dues is the is dues

[38:07]to people.

[38:05]So for example someone is telling me you took $10,000 from me.

[38:11]Give it back to me.

[38:12]I need it.

[38:13]You come and you tell him no no no I'm going to

[38:16]go to Hajj with it.

[38:15]Haram.

[38:15]I can't go to Hajj because I have to give this person

[38:21]their money back.

[38:20]Then Hajj becomes waj on me.

[38:24]If I'm in debt, Hajj is not waj on me.

[38:24]Unless Hajj became waj on me before I took the loan.

[38:30]I had plenty of money became waj then I became then it

[38:35]remains waj on me.

[38:34]But I have to make sure that I don't have debt with

[38:37]people unless they come and they tell me no you know what

[38:41]go to Hajj you could give me back my money in 10

[38:44]years I don't I'm not worried about that then then that would

[38:48]be okay.

[38:50]um and I don't have zakat and do upon me.

[38:54]So how does work?

[38:55]because this is a very important issue and um in order for

[39:03]my Islam the one of that we do in our lives in

[39:09]order for that to count you need to go with money that

[39:10]fully belongs to you 100% of it belongs to you even if

[39:16]it's oneif of it or less does not belong to me then

[39:19]I can't go to Hajj with that money because I'm I'm doing

[39:22]with something that does not even belong to me so Now here

[39:28]when it comes to is generally regardless of or not is upon

[39:33]every Muslim just like salah is waj just like is just like

[39:39]fasting is waj that you pays once a year but why does

[39:43]it why are we mentioning it regarding the hajj because some of

[39:46]us might be going to hajj with money that has not paid

[39:50]on then that becomes a problem when it comes to the hajj

[39:52]so that's why we're mentioning this so in general General, what issums

[39:56]is paying 15th of the extra surplus.

[40:01]So for example, you make $100,000 a year and you spend and

[40:08]you travel and you enjoy life and you do whatever is basic

[40:12]spending based on your status, you spend.

[40:15]And then at the end of the year after one full year

[40:20]from the day I got my job until now I come and

[40:24]I see one year has passed I have $20,000 left in my

[40:26]bank account.

[40:27]I spent 80 of them on my expenses on my bills on

[40:29]everything.

[40:30]I have $20,000 left in my bank account.

[40:36]That $20,000 I come and I take one of its means one.

[40:40]I come and I take one of it and that is $4,000

[40:46]and I give that as now the remaining the remaining $16,000 that

[40:53]money is muhammed that money is halal money that fully belongs to

[40:58]me.

[40:59]There's not even a single dollar that is wrongfully in my in

[41:05]my account or wrongfully um I'm using.

[41:07]So then once I have the money that is fully Muhammad, then

[41:10]I could spend it to go to Hajj.

[41:16]I can't take $20,000 even $4,000 of it I do not belong

[41:18]to me and I spend it on going to Hajj.

[41:20]So that means I I would be going to Hajj with money

[41:24]that doesn't fully belong to me.

[41:25]So just a second.

[41:28]So once you've paid that that money becomes pure money.

[41:30]Now usually what I tell people to do is after you have

[41:36]after you have given yours after you have done thes you have

[41:39]that 16 for example you gave 4,000 you have 16,000 write down

[41:43]write in your in your notes on your computer in your iPhone

[41:48]wherever it is write down you have $16,000 as muhamm as pure

[41:55]money why because next year on your date the same day one

[41:59]year from Now you come and you see how much money do

[42:05]you have?

[42:07]Say now you have also you have um $36,000.

[42:10]You you spent 80.

[42:13]You made a h 100red again.

[42:15]You spent 80.

[42:18]You had 20 left.

[42:17]But then you also had the 16 from last year.

[42:23]You have $36,000.

[42:24]So now how much do you pay?

[42:29]You remove the 16 because that 16 is already pure money.

[42:31]You've already paid on it.

[42:31]You don't need to pays on the same money twice.

[42:34]You paid money on that 16.

[42:39]So you pay money based on basically the the the 20 that's

[42:41]left.

[42:42]That is what you pay on.

[42:43]So the money that you paid on and then now the number

[42:47]goes up 16 + 16.

[42:49]So you you your muham's money the money that is pure in

[42:52]your account is uh the number goes up.

[42:54]So a lot of times people the first year they give they

[42:58]say this is a shock you know this is a lot but

[43:01]next year you're not going to be giving as much because you

[43:03]already raised the bar basically.

[43:04]So this is when it comes to what what falls under the

[43:11]category of I have stocks I have bitco any assets that you

[43:15]have any assets that you have however the house that I'm living

[43:21]in it's an asset but I don't consider it as a part

[43:23]of the why because I'm using it it's not surplus the car

[43:27]that I'm driving I don't come and look at the value of

[43:29]the car why because I'm driving it I'm using it maybe for

[43:34]example I have two houses and I live in both houses or

[43:36]I have a you know my my family situation requires me to

[43:41]have two houses.

[43:42]So if that is your family situation that second house is not

[43:47]an extra house then I can I deduct both of those houses

[43:53]from the value and only anything that is seen as extra.

[43:55]Anything that is seen as surplus that is whats is paid on.

[44:02]So yes brother did you have a question?

[44:14]So stocks because stocks are an investment.

[44:18]They're not something that is necessary to have right now.

[44:23]It's an investment.

[44:24]Any investment.

[44:24]Um according to the majority of scholars, sistani included and others, they

[44:29]say you look at you don't need to sell it, but you

[44:32]look at the value of it.

[44:33]How much are my stocks worth right now?

[44:36]My stocks are worth $10,000.

[44:36]I come and I throw it.

[44:39]I I put it in the calculation.

[44:40]I put it in the calculation.

[44:41]I don't need to sell those stocks to come and pay.

[44:44]I could pay from this pool.

[44:46]They're all my They're all basically in one look at it as

[44:51]all your money in one in one bin basically in one basket.

[44:52]And then you come and you could take out what is owed

[44:57]from it.

[44:58]Yes.

[44:55]Hajj.

[44:59]Extrave.

[44:59]If it's investment, it's it falls under.

[45:02]But if I'm actually living in two houses, if you still have

[45:08]mortgage, okay?

[45:07]So, if that's an investment, you don't deduct the mortgage.

[45:12]You can't you look at the you you can't deduct the mortgage

[45:15]off of an investment property.

[45:16]But from a house that you're living in, the house that I'm

[45:21]actually living in, I have a $300,000 mortgage, say for example, on

[45:24]it.

[45:25]So now I come and I calculate how muchs do I owe.

[45:30]I looked at this money here, that money here, the stocks, the

[45:33]401k, all of that.

[45:37]I looked at them and then I come and I see I

[45:41]owe $20,000, but I have I have $300,000 mortgage.

[45:43]You come and you don't pay that year.

[45:46]That year you come and you deduct the 20 from the 300,000.

[45:50]So next year, next year, even if I didn't pay a single

[45:57]dollar towards my loan, towards my mortgage, I didn't pay a single

[46:00]dollar, it's still, it's still $300,000.

[46:02]I can't come and say I have $300,000 loan.

[46:07]What do I say?

[46:08]I have 280 thou, right?

[46:11]We said 20.

[46:11]I have $280,000 loan because I already used 20 of it last

[46:18]year.

[46:19]But naturally people, they've probably paid also 20,000 and last year they

[46:25]deducted 20,000.

[46:24]So now I come and I say I have $260,000 that I

[46:29]could deduct from my homes.

[46:30]So this is this only applies to the house that you are

[46:35]living in something that you are actually using right now.

[46:37]But I have mo mortgage on an investment property.

[46:40]I can't deduct that because that's an invest that's extra.

[46:45]I have mortgages on businesses something else.

[46:46]That's extra.

[46:47]But it's if it's on a if it's on the house that

[46:52]I'm living in, even student loan says because that was something that

[46:54]was in the past.

[46:54]You're not using it right now.

[46:57]You can't come and deduct it.

[46:58]It's something that you're actually benefiting from right now at this moment.

[47:02]Okay.

[47:03]Yes, brother.

[47:05]Gifts.

[47:06]Um, it's still a surplus.

[47:10]It's still considered a surplus.

[47:12]Now I believe some maraj I think s kame um I'm I'm

[47:15]not sure but I believe he he does not consider the gift

[47:20]as a surplus but sistani says no gift is um you have

[47:24]to pay on gift yes the mahar also you don't pay on

[47:31]the mahar and the inheritance are deducted from these the mahar and

[47:36]what you inherit you deduct that you don't need to pay on

[47:42]that.

[47:43]Yes.

[47:40]Hajj.

[47:49]No, it needs to be paid while while you're alive.

[47:52]Yes.

[47:53]So here, my dear brothers and sisters, what we're the what what

[47:58]a person could do for their Hajj to be for their Hajj

[48:03]to count if they have um that they need to pay.

[48:05]Number one, at least pay.

[48:10]Now is for all of the money, but at least pay the

[48:16]of the money that I'm spending on the Hajj.

[48:17]So I'm paying, for example, right now our package is how much?

[48:20]$11,000.

[48:21]Make sure that that $11,000 is from the Muhamm I have $11,000.

[48:30]Not I come and I pays for $11,000.

[48:32]Meaning once like uh once I pay like for example if you

[48:38]pays on $4,000 then you'll have $16,000 of the pure money then

[48:42]you go to Hajj with that money and not I take the

[48:46]11 and I just pay thes on the 11 because it's still

[48:48]a little bit shorter.

[48:52]So this is what is um basically the minimum that we should

[48:55]do.

[48:56]But then if you're able to give thes of your money of

[49:03]of basically all of thes that you owe then of course this

[49:05]is waj on you just like fasting and just like salah and

[49:10]everything is waj but if you're unable to do that you could

[49:13]do a payment plan basically you sign up for a payment plan

[49:19]that okay I'm in the process of paying mys at least the

[49:21]at least the the waj the waj for the for the hajj

[49:26]I've I've removed that so that my Hajj there's going to be

[49:30]no question on the Hajj and I get myself into a payment

[49:32]plan.

[49:33]Yes, Hajj.

[49:34]I have a follow question about the stock.

[49:38]If you had let's say $10,000 in stock on that, you pay

[49:40]2,000 and then your stocks end up going down.

[49:45]Yes.

[49:48]That's it.

[49:49]You don't pay on it.

[49:52]You you keep track of what you've paid.

[49:54]So if your stocks went down that means you didn't have a

[49:56]surplus.

[49:57]So some years in business there's good years some years there's bad

[50:01]years.

[50:01]Allah does not want you to pays every year if you didn't

[50:04]make money.

[50:05]Only if you made extra and after you've spent 80% then if

[50:10]there's 20% left then you pay on it.

[50:13]But the 401k is the exception you pay on that.

[50:14]Yes.

[50:15]Yes.

[50:16]Because you don't have access to it right now.

[50:19]Yes.

[50:20]Yes.

[50:20]Sister.

[50:24]Yeah.

[50:31]So the next year if you have you next year you have

[50:36]20 thou this year I paid on 20,000.

[50:38]So that means I took out 4,000 there's 16 left.

[50:42]Next year I have $20,000 in my bank account.

[50:45]What do I subtract from the 20?

[50:47]the 16.

[50:48]I don't pay on 16 because that's Muhammad.

[50:52]I only pays on 4,000.

[50:52]I take 1/5if of the 4,000,000.

[50:56]No, because I already the 16,000 I already gave the between the

[51:03]16 and the 20 there's 4,000.

[51:05]That is new money I need to pay on.

[51:12]Yes.

[51:13]If you made an additional Yes.

[51:32]Yes.

[51:32]So when you when you pays on 20,000 like right now in

[51:38]this scenario you have you made 100,000 you then you you have

[51:41]20,000 at the end of the year you pays on 20,000 after

[51:46]you pays on 20,000 which is five 4,000 you paid when you

[51:50]take out 4,000 from the 20,000 how much do you have left?

[51:53]16.

[51:54]16 is the muhammas.

[51:57]16 is the pure money.

[51:58]No, not the 20 because I I only I took out 4,000.

[52:03]I have 16 that's left.

[52:03]The 16 the four fifths that one I deduct it the next

[52:09]year.

[52:09]So I deduct 16,000 from the next year's money that I have.

[52:13]Yes.

[52:14]Yes.

[52:14]Hajj.

[52:21]Yes.

[52:21]It's not your money.

[52:31]So, yes, you have to pay a little bit more to get

[52:35]the four fifths that covers the price of the Hajj.

[52:38]So, how do we how do we do the math on that?

[52:43]If you want to the four fifths needs to be the the

[52:47]value of the Hajj that you do.

[52:48]So, you have to pay a little bit more basically.

[52:52]Pays on like 15,000.

[52:52]What's If you pays on 15,000 or 16,000 pays on 15, what

[53:02]do you get?

[53:05]12,000 then you go to Hajj.

[53:05]So yes.

[53:06]So then the money that you're going to Hajj with is all

[53:09]Muhammad's money.

[53:11]Yes.

[53:16]No.

[53:16]So it does apply.

[53:19]So for example right now your husband he comes and he tells

[53:21]you I give you this money even if you have homes you

[53:26]have loan you have whatever he came and he gave you that

[53:29]money this is meaning now I gave you money to go to

[53:36]that's it I made it upon you now you could go to

[53:40]with it yes but that so there's no yes but if you're

[53:42]using anything from your own property that you did not pays like

[53:48]the clothes I'm wearing, the shoes, the all of that, theam.

[53:52]I bought money with my own money.

[53:53]Unless someone came and gave me all the money for everything, theam,

[53:57]everything, then I would not need to pay.

[54:01]Yes.

[54:02]Yes.

[54:03]Yes.

[54:04]The husband, the husband has to have paid literal.

[54:09]So if someone gives you then then you could go to it

[54:14]go to Hajj with it.

[54:16]Okay, let me answer some of the qu these questions online.

[54:18]Um, the question, can you speak in Arabic?

[54:20]I could I could call you or you could I could speak

[54:23]to you after because right now there's a lot of questions.

[54:26]We'll we could speak in Arabic later, inshallah.

[54:29]Is there set for a um is there a set for a

[54:37]bal?

[54:37]I don't know.

[54:37]Trust help avoid probate court.

[54:39]Okay.

[54:40]What about 401k since you can't access that money?

[54:44]So once you access it then you would pay.

[54:47]How do you calculate the investment house of purposes having mortgage on

[54:51]it?

[54:51]Do you count rental income?

[54:52]Rental income is counted and we talked about um investments.

[54:56]How about if yes we have savings but they are money we

[55:02]are saving up for for federal income taxes.

[55:06]Federal income taxes due in April.

[55:08]No, I'm saving up money applies to it.

[55:10]Um I want to buy a house in 5 years so I'm

[55:13]just saving up money.

[55:13]I have to pay mys.

[55:14]There's a due on it.

[55:16]Just like the government tells you you have to pay taxes, you

[55:19]have to pay bills, all of that.

[55:20]There's a portion that iss if you inherited a house land from

[55:25]parents who haven't been paying, do you have to pays on it?

[55:28]If you know for sure that they have not paids, then you

[55:33]you have to pay.

[55:34]But if you don't know they they're m and they're good people,

[55:39]then you don't need to go and um give.

[55:42]Um, so if Hajj costed 30,000 for myself and my husband and

[55:45]we owe hums, so can we just pay 6,000 before we go

[55:49]and that would be okay at least until we figure out what

[55:51]we owe for.

[55:53]So you need to pay the So see the thing is if

[55:58]you want 30,000 to be pure money, you have to pay a

[56:02]little bit more because we're talking the it needs to be the

[56:06]four fifths after you've paid.

[56:06]Whatever is the four-fifths needs to be the money that you're going

[56:12]to Hajj with.

[56:11]Not taking the money that I'm going to Hajj with and giving

[56:17]um giving that ins.

[56:18]If isn't required for someone who is young 23 23s is required

[56:25]and just got a mortgage two years ago uh are they still

[56:28]able to go to Hajj with their savings and is it waj

[56:32]for them?

[56:34]So um if you have a mortgage if you have a mortgage

[56:39]and you've always not had money then Hajj is not waj on

[56:42]you.

[56:43]If I've always I was young for example I became bal and

[56:48]then I've always had less money than the hajj the hajj is

[56:50]always every year after year it's going higher and higher in price.

[56:54]I never had that extra money.

[56:55]I always had expenses here and there and then I got a

[56:57]mortgage as soon as I got a job for example then haj

[57:01]is not waj on me.

[57:05]So, Hajj only becomes um Hajj becomes waj when you are fully

[57:10]financially capable after you have spent on all of your basic necessities.

[57:16]But I'm going to explain in the next slide if you have

[57:18]a mortgage right now and you want this Hajj that you're going

[57:22]to count for your Islam what you need to do.

[57:24]Yes.

[57:25]touch.

[57:34]So here a lot of people ask this question because a lot

[57:38]of people on a general basis they're giving donations here and there

[57:41]and they're giving a lot you have to consider you have to

[57:45]have the nia because is a form of worship.

[57:48]So I need to just as long as you keep in mind

[57:52]I consider this a part of my humus then then it will

[57:54]be counted but then if I'm not counting it I'm just giving

[57:59]here and there and then I come and I say I want

[58:00]to deduct that.

[58:02]I mean inshallah Allah will accept it from you but it's best

[58:05]that we know the laws and how to do things so that

[58:09]we don't run into problems later.

[58:11]Make the nia because it's a form of worship.

[58:13]It's a form of ibada.

[58:17]Yes.

[58:18]So also about how the hums is paid as well.

[58:22]I mean yeah I'm going to talk about that.

[58:24]Maybe I'm giving where a place where there's rules regarding the and

[58:29]here um the is divided.

[58:31]So now everyone come back to this example.

[58:34]You gave you had 20 you gave four 4,000 you gave ins

[58:41]that of 4,000 you divide it into two shares.

[58:48]So further confusion to if someone's already confused this is further that

[58:53]is divided that 4,000 is divided into two shares what you give

[58:56]Allah says in the Quran six categories the the share of God

[59:14]and the prophet and The B this is referred to as Sah

[59:20]meaning the share of God goes to the prophet the share of

[59:25]the prophet goes to the B and that is who is the

[59:28]who is the one who is the representative of the B right

[59:30]now IMA that is money that belongs to Imi so a portion

[59:38]of our money belongs to Imi when do the other share the

[59:45]orphans and the mass and the poor and meaning the one who's

[59:51]lo traveling and they lost their money.

[59:52]Here we have hadith from the al from im and from the

[59:59]other imams.

[60:01]They say this context is talking about the needy from the hashemites.

[60:06]The needy from beni hashim from the says not any sayy a

[60:13]sayy who is in need.

[60:13]A say who basically does not um afford the basic necessities of

[60:17]life.

[60:18]This person uses that saham sada.

[60:21]So that is divided into the is divided into two shares.

[60:27]So if I have four $4,000 ins $2,000 I could give it

[60:33]to im where do I spend sah im here if you're not

[60:35]sure you give it to your you give it to your to

[60:42]be rest assured.

[60:41]However, if you if you you want to spend it in a

[60:48]way that is productive, in a way that you see your money

[60:53]being spent here, scholars say that like the marij where do they

[60:55]spend the imam?

[60:57]For example, they give it to the mosques, they give it to

[61:00]the give it to places that grow and and um grow the

[61:05]teachings of Islam and the message of Islam.

[61:07]So these places would be applicable to receive the sah im.

[61:11]for example, your local masjid.

[61:11]As long as all the laws of Islam are being followed and

[61:17]there's nothing, you know, nothing that is breaking the rules going on,

[61:21]rules of Islam or or the imam would not be pleased with,

[61:23]then you would be able to give to those organizations.

[61:27]And once you give to those organizations, this would be im.

[61:32]So for example, here we're planning on inshallah growing this.

[61:36]This is a rent we accept.

[61:38]For example, here people pay sah im because this is a rental

[61:43]rented facility where it is fulfilling the needs of the community and

[61:46]we bought a piece of land and we're planning on building.

[61:48]So this is a place where you could give your sah im

[61:52]you could give your homes.

[61:55]As for that needs to go to say who are in need.

[61:57]Now we could inshallah if anyone has further questions or anyone would

[62:01]like to do the calculations after we could sit and we could

[62:06]do um and and I could go over and help you with

[62:11]any of that.

[62:10]Um can you reexlain what you meant by and whether you owe

[62:15]if you have a mortgage loan on the house?

[62:18]Okay.

[62:19]So now we're going to go to um so if you have

[62:22]a this is according to sistani go back one slide off one

[62:28]sorry um if you if sistani just to explain to the brother

[62:30]he says if you have a loan on a house that you're

[62:36]living in I'm living in this house he says is on anything

[62:39]extra so that three say I have 300,000 I have $100,000,000 in

[62:45]loan now I I have to pay $20,000 of I have to

[62:52]pay 4,000.

[62:54]That $4,000 I deducted from this 100 because I I'm already in

[62:57]debt.

[62:58]I'm already in debt for something that I'm living in.

[62:59]So I subtract this 4,000 from this 100.

[63:03]Now I go to 96, for example.

[63:07]My loan, even though my loan on paper is still 100, but

[63:10]I write in my notes that I subtracted 4,000 this year.

[63:15]I keep subtracting until I I used up all the money that

[63:18]I owe.

[63:19]But even though I haven't paid my loan is 30 years, I

[63:21]haven't paid it.

[63:23]But maybe within five, six, seven years, I could basically use up

[63:26]all of that and then I would have to start paying homes.

[63:31]Yes.

[63:31]Um, let me double check and get back to you on that.

[63:36]This was a new fatwa.

[63:36]It came out a couple years ago by Sadistani.

[63:38]So um I could check on that but I believe this is

[63:45]just say um sayani but I will I will double check on

[63:49]that.

[63:49]Okay.

[63:50]Inshallah.

[63:52]Yes.

[63:59]No.

[63:59]The house that you're living in, you don't look at it as

[64:02]an asset.

[64:03]The the one that you're living in.

[64:04]Unless you have another house that you're not living in, it's then

[64:08]that is considered an asset.

[64:08]But the mortgage on the house, you deduct it.

[64:12]You deduct the from that.

[64:12]Yes.

[64:13]Um, what if you have $200,000 in student loan debt?

[64:16]He says, "No, because this is not something I'm using right now.

[64:19]This is something in the past.

[64:22]It's something that I have to be living off of an expense

[64:24]right now that I have." Okay.

[64:26]Now, my dear brothers and sisters, let us go back to if

[64:30]anyone has further questions on the please reach out to me, message

[64:32]me.

[64:33]have my number and we could we could clarify it more because

[64:38]every person has their own circumstances and we could we could go

[64:41]over it.

[64:43]If you have next slide, please.

[64:44]If you have a home loan, remember we talked about I can't

[64:47]have a loan to go to Hajj, but now I have $100,000

[64:52]on my house that I'm living in.

[64:55]So, what do I do here?

[64:58]here.

[64:58]If before I bought the house, before I got the loan, I

[65:03]had money in my bank account and I chose not to go

[65:08]to Hajj.

[65:06]Maybe Hajj, for example, five years ago was $7,000.

[65:12]I had $7,000, but I chose to go to Cancun instead.

[65:17]Now, is on me is waj, but it became waj.

[65:23]Once it becomes waj it remains wajj even though I I don't

[65:25]have the money now so many people this is the case with

[65:32]them there was probably a year that hajj became waj on them

[65:36]and it remained waj then later on I got a loan later

[65:37]on I started my business went bad hajj remained waj on me

[65:41]this is number one number two and this by the way um

[65:50]uh num number two is a lot of the youth for example

[65:51]they've never maybe for example they had a job.

[65:56]Hajj now has become so expensive and they went they graduated from

[66:00]high school they went to college they've never had extra 11,000 $12,000

[66:04]just you know after all of the expenses and then they ended

[66:08]up getting a job and they got a loan right away they

[66:12]got a mortgage right away but this mortgage is 30 years and

[66:15]I could alhamdulillah I'm making enough money to be able to buy

[66:22]a car to travel I could afford going to meaning uh not

[66:25]I don't I I still have a loan but I still could

[66:29]afford to spend money here and there.

[66:30]So here's a loophole that scholars they say in order to have

[66:37]this Hajj count asam meaning the what do you do here you

[66:46]have your spouse or you have your friend someone who has the

[66:50]money of the Hajj in their bank account.

[66:51]So for example, Hajj was $12,000 this year.

[66:55]Someone and I have a loan and Hajj never became waj on

[67:01]me earlier.

[67:02]Now this year I just want to go.

[67:04]If it became waj on me, I don't need to do this

[67:08]loophole.

[67:06]But if if it's now I'm I'm planning on going and I

[67:10]have a loan, but then I want to go to Hajj.

[67:15]So, someone comes and writes me a check.

[67:18]For example, he comes and he writes me a check, $12,000, and

[67:20]he comes and he gives it to me.

[67:24]And I know and and I have to know that he has

[67:25]that money.

[67:26]He has that money.

[67:29]I come, I take this.

[67:30]I say, "I accept it from you." He tells you, "I'm giving

[67:34]you this as meaning I'm giving you this money to go to

[67:37]Hajj regardless of your other circumstances." Hajj became upon you.

[67:41]The moment I accept it, what happens?

[67:44]Haj became waj on me because I accepted it, right?

[67:49]And then what do I do with the money?

[67:51]I rip up the check.

[67:54]I rip up the check.

[67:56]I say, "You you made up on me." And now I'm I

[67:58]I I go this is this is I know it sounds maybe

[68:02]like what what is this guy saying but this is a loophole

[68:07]to get around the the issue because all say this they say

[68:15]you need to have the Quran says so how do I kind

[68:24]of show that I am one of the ways is have Someone

[68:28]comes and tells you, "Here's the money.

[68:29]Go to Hajj with it.

[68:30]I'm giving you the money.

[68:30]Go to Hajj with it." I say, "I accept it." And now,

[68:33]do I need to go and cash it?

[68:34]No.

[68:35]Because I'm I already paid for the with the other money.

[68:39]And then I go to Hajj with it.

[68:42]Okay.

[68:44]Is that clear?

[68:44]Yes.

[68:46]Yes.

[68:48]Exactly.

[68:54]Well, thes you still have to pay because it's something that's waj

[69:02]something that's waj regardless.

[69:03]But um the to make this count as Islam because if I'm

[69:09]if I'm in debt and I went to Hajj scholars say that

[69:13]was not that cannot be counted as Islam.

[69:15]Once you become then you go to Hajj with witham.

[69:18]So because of this mortgage but I could afford living I travel

[69:24]I just have a mortgage because they say if you're you don't

[69:27]you don't need to go to Hajj but now I want to

[69:29]go to Hajj and I I can't go every year.

[69:32]I want this one to count as Islam.

[69:34]So we do this loophole here.

[69:37]Yeah.

[69:37]This is not what I'm saying.

[69:42]This is what scholars say.

[69:41]So what happens?

[69:49]So is your surplus money enough to make you not be mad?

[69:54]Maybe I have, for example, I have a $100,000 mortgage, but I

[69:57]have surplus money that is more than that.

[69:59]I'm just choosing not to pay it.

[70:01]then I'm I'm I'm but we're talking about the person who their

[70:07]mortgage their loan is higher than their money that they have their

[70:10]liquid assets.

[70:11]Can you say that last part again?

[70:13]The last the what answering his question.

[70:15]So he's the question that the brother asked is if you have

[70:18]if you have surplus money and you have a mortgage if my

[70:24]surplus money is more than the mortgage the mortgage or the loan

[70:27]that I have is is $100,000 but my surplus money is $200,000

[70:33]then that means I'm just choosing not to pay it.

[70:34]So just because I have a debt and I'm choosing not to

[70:38]pay it that does not mean because now I'm able to pay

[70:42]that and able to go to Hajj.

[70:45]So yes, but we're that loophole is if you if if your

[70:47]your loan is more than your money and you can't pay off

[70:51]the loan altogether right now.

[70:52]So you have to do that to get out of that scenario.

[70:56]Okay.

[70:58]So um does ruling does Mustafa ruling can you repeat that please?

[71:05]So we can deduct ours from the loan we owe on the

[71:09]house.

[71:07]So we can just pay thes on the mortgage each year.

[71:12]um please reach out to me because I already explained that one.

[71:17]This is these are becoming specific um questions.

[71:19]So please reach out to me so that we could um I

[71:24]could understand what is the context.

[71:27]Does ruling apply to student loans too?

[71:30]Um, if it's a loan, yes, you need to you need to

[71:35]try to you need to try to figure it out because that's

[71:36]still a loan.

[71:38]If I have surplus money with mortgage, but if I include student

[71:41]loans as well, I am not as a surplus.

[71:44]Does that count as So if you have student loans, just do

[71:50]that do that loophole.

[71:49]um ju just in case to make sure that you are that

[71:54]you are and this could be done with any person with you

[71:56]you know as long as as long as uh that person has

[72:00]money and they tell you I'm giving you you go to Hajj

[72:04]with it.

[72:06]Okay.

[72:03]So now my dear brothers and sisters um we are we are

[72:09]done with um this part.

[72:12]Now there are some questions that people were asking.

[72:14]Inshallah our trip will begin in Medina.

[72:18]It will begin in Medina.

[72:21]We will land in Medina.

[72:22]And the hotel that we're staying in is uh Finda FINA.

[72:27]It's on the side of Albak.

[72:30]So if um I will send a picture in the in the

[72:35]group about um where where the hotel is basically the salah in

[72:44]the masjid of s is worth the salah in the masjid of

[72:47]sall is worth 10,000 prayers and injam it is worth 100,000 prayers.

[72:56]So we're going to begin in Medina and the of says the

[73:06]one who performs Hajj and has not visited me then this person

[73:11]has abandoned me and neglected me.

[73:14]So we will begin in Medina and inshallah I'm going to leave

[73:16]this for the next uh the next session inshallah because we've already

[73:19]gone an hour and a half.

[73:23]Um but in Medina inshallah we will this is the bak see

[73:26]the picture of the bak you have right here um we're going

[73:31]to be on those hotels on the left between the bak and

[73:33]mazjidi our hotels are on that area and that is somewhere good

[73:37]that we want to be that's uh this last year we were

[73:41]in the we were on the other side it's I mean there's

[73:43]a lot of hotels in Medina but that's the better side and

[73:48]um we were we're just going to go inshallah the first few

[73:50]days we're going to go to to the masjid.

[73:51]We're going to pray.

[73:52]We're going to visit the first mazjid in Islam, the place of

[73:58]the battle of we're going to visit where the was changed.

[74:04]We're going to do all of these inshallah together.

[74:05]And while we're there, we're going to be getting ourselves ready for

[74:10]the to enter into Mecca.

[74:15]And inshallah as we do that we will um you could buy

[74:17]theams from there from the hotels we will buy theams inshallah for

[74:25]the men and um for for the women you could also buy

[74:27]over there or you could buy here have them ready but for

[74:32]the men they're very easy you go and you buy them and

[74:36]in the past years after co this is something um we're gonna

[74:39]just you could we don't need to go through those slides now

[74:43]we'll we'll um we'll end it there.

[74:46]But in in the in the previous years after co what they

[74:50]did was the the ground floor of haram in order to enter

[74:56]it you have to enter wearing.

[74:59]So you so the while we are actually inam is just when

[75:04]when we're doing the omra we're going to wear theam and when

[75:06]we're doing the hajj we're in most of the time we're not

[75:11]in the state ofam but to enter into the into ground floor

[75:14]of haram they they'll let you enter they'll let you walk in

[75:19]for the men if they're wearing haram women they could enter however

[75:21]they want so you're going to be while you want if you

[75:25]want to go buy the kaa you have to just put onam

[75:26]even though you're not in the state ofam if you want to

[75:30]go there.

[75:31]So, you might probably end up buying two sets or three sets

[75:33]of maybe two is enough.

[75:36]If you needed another, you could buy from Mecca.

[75:37]And um there everything all of the rules regarding the I will

[75:46]explain inshallah in the next session.

[75:48]Yes, sister.

[75:58]No, you don't have to.

[76:00]If you want to like while you're not the first time we

[76:02]enter Mecca, we're in.

[76:05]But later on, you want to go after you take off theam,

[76:09]you want to take a shower, then you want to go with

[76:11]normal clothes.

[76:12]They'll send you upstairs in the in the non not the ground

[76:15]floor where the cabba is right in front of you.

[76:17]They'll send you.

[76:19]It's also nice to be over there.

[76:20]But if you want to go in the ground floor, you wear

[76:21]the for the brothers.

[76:24]Yes.

[76:25]They won't let anyone who's not muim to enter.

[76:28]So my dear Oh.

[76:29]Um, someone asked how much cash is recommended we bring.

[76:33]Bring depending on how much gifts you want to get for your

[76:36]family or friends.

[76:38]Bring some cash.

[76:38]Maybe I don't know, maybe $2,000, maybe a,000 depending on how much

[76:42]you want to spend.

[76:44]But probably I would recommend just to be on the safe side.

[76:47]Bring maybe 2,000 and and more if you want.

[76:50]But don't bring too much.

[76:53]And I'm going to tell everyone this when we go when we're

[76:56]there.

[76:56]You don't take money with you while you're wearing.

[76:58]Unfortunately, there are people that are going to they have knives and

[77:05]they'll they'll cut the the belt and they take the money out

[77:08]in the middle of the taw.

[77:09]They they know the the back.

[77:13]So you so you if for sisters it's a lot a little

[77:15]easier because you're you're not wearing but the brothers you're wearing you

[77:21]have you're wearing a belt your money is all in the belt

[77:23]and some people they're just carrying a big they just like they

[77:27]could see especially the first- timers they're not wearing it correctly so

[77:30]we're going to give instructions you leave the money in the hotel

[77:33]you um now of course a lot of places they take credit

[77:37]card so you don't need to uh in the hotel in the

[77:39]restaurants and all these places you could pay with credit card, but

[77:44]bring cash just in case because maybe not everywhere accepts the credit

[77:49]card.

[77:50]Is our tent in Mina going to be going to be in

[77:52]standard class?

[77:53]The tent I saw the the pictures of the tent were all

[77:56]everyone is in the same tent.

[77:59]They're really nice tents.

[77:59]Um I mean the ones they sent me.

[78:01]I don't know if the those are the ones they're taking us

[78:04]to, but they they sent us to they sent me pictures of

[78:07]really nice tents.

[78:09]It's like a I showed the Hajj, right?

[78:11]You saw the pictures of they're they're they're pretty nice.

[78:14]We'll send them in the group inshallah.

[78:15]Men and women are in the same men and women are in

[78:19]the same tent, but they're the men are in one section, the

[78:21]women are in another section.

[78:21]So there's going to be like a a partition between the men

[78:27]and women.

[78:25]Yes.

[78:26]Same with in we're out in the open sky.

[78:30]So let me just give you a quick rundown of what the

[78:35]Hajj process is.

[78:37]Uh it begins with Medina.

[78:39]You wear theam and you go to you go to Mecca.

[78:44]We we go to Mecca wearing the and then um we finish

[78:48]we do the seven times around the then then we do the

[78:53]and then we do the yeah and then between and then you

[79:01]do the and you're out of so we're going to be out

[79:04]ofam for a couple of days until the eth of the eth

[79:10]of at night we wear again we wear theam again and 8th

[79:17]of the because it's it's all about the um Islamic calendar sixth

[79:24]or seventh probably.

[79:24]Yes, I'll send you the because it all goes back to the

[79:29]halal and when they announce over there then on the 8th of

[79:33]the at night we wear theam and we go we get in

[79:36]the buses and we go to we go to Arafat is the

[79:43]furthest from Mecca probably like a half an hour bus ride you

[79:46]get to and then that the next day on the 9th that

[79:51]is the day of that day we wake up and we're intense

[79:56]you have like these these um mattresses.

[79:56]They fold into a couch and they they're right by each other.

[80:01]We you'll see the pictures of them.

[80:02]They're right by each other.

[80:03]We're going to spend the day there.

[80:05]We do the dua of im Hussein.

[80:09]We do the prayers, the supplication.

[80:12]Allah says that is the day God, the hadith of the prophet

[80:17]says when the sun sets on it will set with all of

[80:21]your sins.

[80:23]That's it.

[80:23]So that is the most important day of the Hajj.

[80:27]That's why that is a day of dua.

[80:29]That's a day of begging Allah subhana wa ta'ala.

[80:32]And we will all be performing the dua.

[80:34]One of the beautiful duas I recommend everyone to go over from

[80:39]now is dua.

[80:38]Im Hussein on the day of listen to it read it.

[80:42]Read a page a day.

[80:44]Try to understand the meanings.

[80:45]The way I im Hussein spoke to Allah.

[80:47]We recite the z of imus as well on the day of

[80:51]and we do the ofat.

[80:51]They're all in duas.org.

[80:54]You could look it up underf and then um at night that

[81:00]night we all have to go to so we're coming back to

[81:08]Mecca between and is that is where we collect the pebbles and

[81:13]that is where we sleep under the sky.

[81:15]That's it.

[81:16]There's no tents over there because there's no sun.

[81:19]So they don't they just say yall you guys are you go

[81:22]and and if you find a bathroom, alhamdulillah.

[81:24]So no, in the past there was really no bathrooms.

[81:29]Like you see people behind the mountain or on the mountain.

[81:31]Now, alhamdulillah, they built a lot more bathrooms.

[81:35]So each area there there's bathrooms.

[81:37]You might have to wait for like 10 15 minutes in line,

[81:43]but that's um you're only there until you sleep that night there.

[81:49]And then from until sunrise, after sunrise, as soon as sunrise, we

[81:52]carry our ammo, which is our pebbles that we've collected.

[81:55]And then we start walking to where?

[82:00]To Mina and we go to the Jamarat.

[82:03]We go to the stoning of the Shayan.

[82:06]We do the stoning of the shaitan.

[82:07]Then we go to the tent.

[82:09]They have a tent for us in Mina.

[82:10]We go to the tent in Mina.

[82:15]There in Mina, we're going to wait until they tell us they

[82:18]slaughtered your sheep.

[82:19]They slaughtered your sheep.

[82:23]We before days before we're going to find a group of people.

[82:25]I already spoke with Fuad about this.

[82:28]There's some sh followers of the We give them each person the

[82:31]price of one sheep.

[82:32]I asked him, "What's the price?" He said, "I don't know right

[82:35]now.

[82:36]Maybe 150, 200, 250." So that's cash you have to bring with

[82:39]you.

[82:40]We give each person I come and I tell him you I

[82:43]give you wala to slaughter.

[82:44]Before people used to do it on their own in Mina.

[82:47]Now they don't allow it.

[82:48]So you have to give basically permission for someone to slaughter on

[82:50]your behalf.

[82:52]Once they call us on the day of Eid, the 10th of

[82:56]they call us and they tell us they did your they did

[83:00]your slaughtering for each person.

[83:01]Then we pull out the blades and the men first- timers if

[83:07]they want of course depending on what their says it's mustab all

[83:10]of them they say mustab to go and go with the blade

[83:15]or you trim it and then um or you could do if

[83:19]it's your second or third time you're you're allowed to you're allowed

[83:23]to do if it's after the first time that night we have

[83:26]to stay in we have to stay in Mina half of the

[83:29]night and the next night or the next day in the morning

[83:34]we do again stoning again on the 11th of and on the

[83:36]12th of they have we have to do stoning again so we

[83:40]keep coming back and forth to Mina and at night we have

[83:45]to spend half the night in Mina either from until midnight or

[83:48]midnight until this the 10th at night and the 11th at night

[83:54]the 12th at time Haj is over this is what you need

[83:56]to do in in Mina what you need to do in Mecca

[84:00]is one this is and everyone married or not married you're planning

[84:11]on getting married whatever you need to do everyone needs to do

[84:14]the last and that is and that is what makes you able

[84:18]to get married or halal upon your wife or your the wife

[84:20]upon the husband once again after um after you've entered into the

[84:27]state ofam so this was just a very quick rundown next week

[84:29]we're going to talk about Medina.

[84:30]I'm going to explain because we're going to go an hour two

[84:37]hours before before uh we're all going to go.

[84:38]We're going to pray.

[84:40]We're going to attend the Jama prayer.

[84:42]Then after that, we go to the I'm going to explain everything

[84:45]and how to prepare for the um and what are the so

[84:48]I know a lot of us have a lot of questions, but

[84:53]I'm going to explain all of this inshallah in the next session.

[84:55]May Allah subhanahu wa ta'ala bless you all.

[85:00]Some people asked if you want to buy a a sleeping bag

[85:04]or you want to if you buy anything you buy something very

[85:07]small that fits in a backpack.

[85:08]When we go to when we go to you can't take a

[85:14]roller bag because as soon as they see you the authorities see

[85:17]you in Mina pulling a roller bag they're going to arrest they're

[85:20]going to take it away from you because these roller bags they

[85:23]cause stampedes in the past and they cause people to trip over

[85:25]them and people would die as a result of this because people

[85:30]are camping and they're pulling and and then there's one person trips

[85:33]over it and you find 500 people trip over it.

[85:37]They don't allow roller bags.

[85:37]You take a backpack or you take a small uh drawstring bag.

[85:43]You put your phone charger.

[85:44]You put the basic necessities, maybe um one person or several of

[85:48]the guys bring a a machine to to shave and that's it.

[85:54]That's all that's all you need.

[85:56]Maybe some money, your phone, that's that's all that you need.

[85:58]A suggest a a prayer mat maybe the Yes, sister.

[86:13]So here no one question someone just asked online as well.

[86:19]What if my says is tomorrow and Saudi Arabia is telling us

[86:24]today you go.

[86:25]What do we do in this case?

[86:28]Here the Quran says meaning the meaning when you go you go

[86:38]the way the people go that's it in this issue it's not

[86:43]in our control some scholars they say in this issue you like

[86:47]sistani says no you go you do the the day of the

[86:54]day I'm saying it's the day of but the day he's saying

[86:56]is the day that is the day Eid for examples the day

[87:00]after.

[87:01]So in this issue I'm going to remind everyone when we're there

[87:04]if you follow some that are strict in this in this issue

[87:09]we follow another he says he's not giving fatwa he's saying so

[87:13]when he says you could follow another in this case in this

[87:17]issue what was your did I answer your question or so that's

[87:24]when So we might perform our and and the on the day

[87:34]of Eid at night if if if the group was not tired

[87:40]because we're going to have rested from the all the way until

[87:42]midnight then we go to Mecca we could we could perform we

[87:47]could get some of the things out of the way do the

[87:48]one of the if we were tired we'll do it the next

[87:51]day but we try we'll try to get it done by 12

[87:54]noon we'll try to have done everything unless some of maybe one

[87:56]person cannot enter into the masjid.

[88:00]By the way, if the sisters they know that maybe on the

[88:03]12th or after they cannot enter into the masjid, they're allowed to

[88:07]uh bring bring forward their so before we go to she would

[88:15]enter into the state ofam do the do the do the and

[88:19]then go to but everyone else we do that after after the

[88:22]question worst case scenario it's going to be June 10th yes yes

[88:29]what are we doingth Once you've done the and the and you

[88:34]don't have anything else left shopping yes home if you're done you're

[88:46]able to fly home earlier but are you going to find tickets

[88:49]to fly out because everyone wants to fly out when they're done

[88:51]everyone says get me out of here including me but but you

[88:58]you're not going to find tickets.

[89:00]So, you're you're you just might as well do the shopping.

[89:03]One pe a group I was speaking to today, they said that's

[89:08]when if you want to go and stay closer to the haram,

[89:10]go and find a hotel over there.

[89:14]You're probably you find a lot cheaper rates at that time if

[89:16]you wanted to.

[89:17]And if you didn't, then that's also okay.

[89:20]Why do we so long?

[89:22]Because the packages that have you leaving right after on the 12th

[89:27]or or the 13th, they were a lot more expensive.

[89:29]You you're paying like $5,000 more to be getting out more.

[89:34]The flights, those are in higher demand.

[89:34]They keep you two days later.

[89:37]It's a lot cheaper.

[89:37]So the package that's how they I mean this package was kind

[89:43]of bad.

[89:45]We had to deal with it.

[89:47]So We're staying in the standard.

[89:49]So, we're staying in the standard hotel.

[89:51]I believe it.

[89:51]I saw I'll send you guys the pictures of it.

[89:53]It looks like it's a decent hotel.

[89:55]Inshallah, we'll make the best out of it.

[89:57]At the end of the day, brothers and sisters, remember, we're going

[90:00]to Hajj.

[90:01]We're going it's a it's a form of and if you have

[90:07]extra money to spend, spend it on a good cause.

[90:10]This is over there.

[90:11]there these corporations they're going to take this money and what you're

[90:14]just because of 3 days 4 days I mean if I don't

[90:18]want to discourage anyone if you have the money and you want

[90:22]to spend but remember that this is an act of worship um

[90:25]on the eve eve of the eth we directly go to tent

[90:29]not the min tent first no we're not going to go to

[90:33]Mina we're going to go directly to um okay so inshallah any

[90:39]other questions we will discuss later.

[90:48]Alhamdulillah.

[90:49]You know how to stop it?

[90:50]Yeah.

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